Consumer Confidence!

This February, the Consumer Confidence Index rose to 70.4, the highest it has been since February 2008! More Americans are feeling positive about where the economy is headed. These, along with unemployment falling steadily since December, are great indicators for the economic outlook.

In honor of George Washington’s birthday, February 22, 1732, our image and thought of the week are dedicated to him.

George Washington Crossing the Delaware River

Thought of the Week -

“We must never despair; our situation has been compromising before, and it has changed for the better; so I trust it will again. If difficulties arise, we must put forth new exertion and proportion our efforts to the exigencies of the times.”

- George Washington

We hope you had a great President’s Day!

Your friends at GBT

Close with Confidence.

Fantasy Football

And the winner is...

Dan Crawley! Congratulations on your epic win!

We're looking forward to the play offs and the Superbowl!

Your friends at Greenbrier Title

2011!

Happy New Year! May all your title wishes come true and let us be the escrow fairy to make them so.

What are your New Year's resolutions? Buy a home? Buy a second home? Buy a vacation home? Refi all three?!

Close with Confidence!

Greenbrier Title

"December 7, 1941—a date which will live in infamy..."

(Image found at: http://www.history.navy.mil/photos/events/wwii-pac/pearlhbr/pearlhbr.htm)

A day worth remembering and reflecting upon, the December 7, 1941 attack on the United States naval base at Pearl Harbor, Hawaii was the key that unlocked the door of American isolationism during World War II. The following day the United States declared war on Japan, marking its official entry into the war that changed the world.



Below is a link to the Naval History's Pearl Harbor site (with images):



http://www.history.navy.mil/photos/events/wwii-pac/pearlhbr/pearlhbr.htm

Refinance!

I admit to raising my eyebrows a couple of times when I've received a PR request for someone who has already refinanced within this past year. But this article (Click here to read it!) helps put it into perspective and shows how people can save money (cha-ching!) by refinancing again.

I really like their example; it says if someone secured a 5% mortgage rate on a 30-year fixed-rate mortgage on a $200,000 loan, then refinanced at 4.25%, that's a savings of $100 dollars a month! That's four boxes of diapers, that's 100 $1 DI shirts (maybe a couple less for sales tax), or 100 more dollars in your savings account (which would be 36,000 bucks by the end of the loan, more with interest!) $36,000?! That's a 2011 Chevrolet Camaro! Or that money could go toward your children's education... or to a Camaro! I'm just sayin'.

My mind was just blown, what if you haven't refinanced yet and your interest rate is more than 5%... You'd save even more! You could get TWO Camaros! See? Mind blown.

Talk to your local lender (if you don't have one, we're more than happy to supply you with the best in Utah County) and see what your options are!

Brittany, Receptionist Extraordinaire and mild Chevy Camaro Enthusiast.

Vote!

Or else...

Brittany, Receptionist Extraordinaire.

Is now the time to buy?

It sure is the time to refinance! But it's also a great time to buy! I found this excellent article on MSN.

Here are a couple of highlights.

• Great deals! Prices are down approximately 30%.
• Interest rates are around 4.3%. That speaks for itself!
• Mortgage interest is a tax write off.
• It's yours! Paint the walls purple, indulge in avocado shag carpet!
• You'll find a nicer place, for less money (It might not be quite as nice if you actually go with avocado).
• There are tons of places to choose from! You'll have a variety in any price range.

Are you convinced yet?!

If you're unsure where to begin or who to use as an agent or lender, we're more than happy to recommend our most excellent and noble clients. You will absolutely be taken care of here at GBT, where you can (let's say it together now!) Close with Confidence!

Have a lovely day!

Brittany, Receptionist Extraordinaire.